Al Ijarah Thumma Al Bai

Al ijarah thumma al bai i mengandungi dua aqad iaiatu aqad sewaaan dan aqad beli selepas tamat tempoh sewa.

Al ijarah thumma al bai. Kalau nak lebih senang faham boleh tengok modus operandi di bawah. Kontrak ni dibuat secara berturutan bermula dengan ijarah dan berakhir dengan bai. Pemberi sewa atau al muaajjir 2. The financing based on aitab involves two types of contracts namely leasing.

There has been a proposal by an islamic financial institution to introduce vehicle financing based on al ijarah thumma al bai aitab concept the financing based on aitab involves two types of contracts namely leasing contract ijarah followed by sale contract al bai at the initial stage the islamic financial institution will conclude an ijarah. Application of al ijarah thumma al bai in vehicle financing there has been a proposal by an islamic financial institution to introduce vehicle financing based on al ijarah thumma al bai aitab concept. Bayaran sewa atau al ujrah 6. The first contract in this serial process is known as ijarah and its purpose is to outline all of the terms for the leasing or the renting.

Al ijarah thumma al bai aitab shariah compliant car financing based on the principles of ijarah thumma al bai which means lease followed with sale. Ada dua kontrak dalam aitab iaitu ijarah sewa dan bai jualan. Manfaat atau al manfa ah 5. Thumma means to be followed by or thereafter whilst the phrase al bai refers to sales.

Penyewa atau al musta jir 3. It s applicable for financing new secondhand and reconditioned motor vehicles with maximum financing tenure up to 9 years and margin of finance mof up to 90. Al ijarah ijarah is an arabic term with origin in islamic meaning to give something on a rental basis or wages it is islamic alternative to conventional leasing. Harta yang disewa atau al ma jur 4.

It s modeled on the shariah principle of al ijarah thumma al bai aitab which literally means leasing with subsequent purchase. Al ijarah and al ijarah thumma al bai aitab motor vehicle financing siti munirah abd wahab nur wirda ahmed 2. A basic idea about the essence of ijara thumma al bai can be had by analyzing the words that make up the name. Ijarah thumma al bai means hire purchase it refers to how parties will enter into contracts which come into effect in a serial manner in order to form a complete lease or buyback transaction.

Kontrak ni digunakan dalam sewa beli kenderaan berlandaskan shariah. The word ijara means renting hiring or leasing. The essence of ijara thumma al bai. Shariah advisory council of bnm.

Aitab adalah singkatan kepada al ijarah thumma al bai.