3rd Party Insurance Malaysia

The pacific insurance berhad has its roots going back to the 1950s when it was the malayan business arm of the netherlands insurance company then the 12th largest insurance company in the world. There are generally three categories of insurance policies third party third party with fire theft and comprehensive coverage. Oto my is the best way to buy and sell new used and reconditioned cars in malaysia.

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Third party fire and theft car insurance in malaysia as suggested by its name the third party fire and theft car insurance policy covers more than a third party only policy.

3rd party insurance malaysia. The insurance policy is divided into two sections which are material damage and third party liability. The insurance policy covers any untoward incidents physical loss such as the picture on the right equipment machinery in the contract works. Simply this is an insurance policy that indemnifies other people for the loss and damage to their vehicle property and self due to an accident that is inflicted by you. Not just limited to fire and theft.

Use oto my to reach over 2 000 000 car buyers on malaysia s 1 automotive network. Motor third party insurance covers your car against third party liabilities to third party and losses or damages of third party property caused by accidents. A comprehensive car insurance package covers a wider range of protection notably to both first and third parties first party is you the driver while third party is everyone else. With a comprehensive cover you basically enjoy the same coverage as in a third party fire and theft policy but with the added coverage of damages to your own vehicle i e.

The company has been writing non life business and is known for its expertise in writing medical insurance. 1300 22 5542 mon fri 8 00am 8 00pm login or sign up. Personal money magazine march 2011 issue published a quote by a spokesperson from piam persatuan insurans am malaysia or general insurance association of malaysia who said the increase in road accidents and claims cost per accident make third party motor insurance highly unprofitable for insurers. Third party private car insurance is a plan that provides insurance against liabilities to other parties for injury or death and damage to other parties property.

The third party fire and theft policy offers the same coverage as the third party only policy but with added coverage for damages from accidental fire and theft of your vehicle. Affordable premium more affordable in comparison to a comprehensive motor insurance policy. Or find your next car amongst the quality listings at oto my. Motor insurance is required by law in malaysia for vehicles before road tax can be purchased.

The coverage for the policies can be seen in the following table. A third party car insurance is the most basic car insurance policy with the minimum level of coverage thus making it the cheapest car insurance malaysia has to offer.